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<blockquote data-quote="MC4YOU2" data-source="post: 2519527" data-attributes="member: 5485">All excellent financial points. Your current lifestyle won&#039;t likely be supported by that $2800. Healthcare costs are all over the map, and you will want decent coverage as you get older. Also you&#039;ll want any big payments like your mortgage and cars paid off entirely. That being said, consider your current health. How are your knees and other joints? What would your overall health likely be in say, 5 more years, if you stayed at your current job at UPS? Could you make financial adjustments (use an antenna instead of cable, get rid of your land line, downsize your home) to your current lifestyle to live on your pension? If not, could a different occupation that wasn&#039;t as physically and psychologically taxing fill the gap? I left at age 54 with 25 years in, and I wasn&#039;t even the youngest retiree in my center. I&#039;ve never regretted a single retired day yet. No amount of money will ever compensate you for giving your health away. If you love your job and have good longevity in your family tree, you might want to stay. If not, maybe start planning your departure.</blockquote>

[QUOTE="MC4YOU2, post: 2519527, member: 5485"] All excellent financial points. Your current lifestyle won't likely be supported by that $2800. Healthcare costs are all over the map, and you will want decent coverage as you get older. Also you'll want any big payments like your mortgage and cars paid off entirely. That being said, consider your current health. How are your knees and other joints? What would your overall health likely be in say, 5 more years, if you stayed at your current job at UPS? Could you make financial adjustments (use an antenna instead of cable, get rid of your land line, downsize your home) to your current lifestyle to live on your pension? If not, could a different occupation that wasn't as physically and psychologically taxing fill the gap? I left at age 54 with 25 years in, and I wasn't even the youngest retiree in my center. I've never regretted a single retired day yet. No amount of money will ever compensate you for giving your health away. If you love your job and have good longevity in your family tree, you might want to stay. If not, maybe start planning your departure. [/QUOTE]

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