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<blockquote data-quote="Aquaman" data-source="post: 4914625" data-attributes="member: 68552"><p>Exac</p><p></p><p>Exactly lol. Money in the bank is money spent for most Americans. I’d rather pay the premium than have to think about potential disasters I have to set money aside for. It’s exactly why there are such harsh penalties for early 401k withdrawal. Because when the money is available, you’ll spend it. Life happens to everyone. You’ll be a normal happy family who never needs health insurance, and then boom one Friday your daughters starting chemo. I want that money out of my hands so I don’t use it for a new fridge when it breaks lol. If years go by and I never need it... so be it.</p></blockquote><p></p>
[QUOTE="Aquaman, post: 4914625, member: 68552"] Exac Exactly lol. Money in the bank is money spent for most Americans. I’d rather pay the premium than have to think about potential disasters I have to set money aside for. It’s exactly why there are such harsh penalties for early 401k withdrawal. Because when the money is available, you’ll spend it. Life happens to everyone. You’ll be a normal happy family who never needs health insurance, and then boom one Friday your daughters starting chemo. I want that money out of my hands so I don’t use it for a new fridge when it breaks lol. If years go by and I never need it... so be it. [/QUOTE]
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