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Brown Cafe UPS Forum
UPS Retirement Topics
Exceeding Maximum 401k in 2020
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<blockquote data-quote="DriveInDriѵeOut" data-source="post: 4378655" data-attributes="member: 44954"><p>The after tax has a 5% limit.</p><p></p><p>Also I believe the plan allows in service rollovers of the after tax contributions and earnings. So you can pay the taxes on the earnings every year when you roll it into a Roth IRA and then the earnings grow tax free going forward.</p></blockquote><p></p>
[QUOTE="DriveInDriѵeOut, post: 4378655, member: 44954"] The after tax has a 5% limit. Also I believe the plan allows in service rollovers of the after tax contributions and earnings. So you can pay the taxes on the earnings every year when you roll it into a Roth IRA and then the earnings grow tax free going forward. [/QUOTE]
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Exceeding Maximum 401k in 2020
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