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<blockquote data-quote="dmac1" data-source="post: 4367678" data-attributes="member: 60252"><p>This is the kind of ignorance that is all too common. People in group plans pay for prenatal care for their co=workers all the time, and group plans ARE always cheaper. There is NO copay OR deductible for any of the 10 essential benefits, so you can see your doctor and get tested at least once annually for NO out of pocket. I thought everyone knew all that 10 years after those changes took effect.</p><p></p><p> Democrats want BETTER- by saving the 20% off the top that insurers are taking away that could be spent on care. So many people are so ignorant of what Medicare For All would do that they would rather pay a $500 premium plus a higher deductible and copay for 'private' insurance than pay a $400 tax for better coverage. Medicare lets patients see just about any doctor, while most private insurance has networks.' And the US already pays more for health care than MFA will cost the country. If your employer is paying now, they can still pay under Medicare for All. Their premiums would be LOWER and employees could demand getting back the difference in wages. And as long as insurers offer plans that cover at the minimum the same as medicare for all, MOST democrats approve of medicare for all or something similar.</p><p></p><p>And you have no clue, obviously, about deductibles under Obama care. They don't apply to MOST care at all, so are higher for the remaining services up to a point, the difference is that under Obamacare, when you reach your $6000 annual deductible, that's it, except for continuing premiums. Under old plans, You would have deductibles even for basic care under most plans, or you had to pay the entire deductible before you got ANY covered care. Under Obamacare, you reach your deductible, and you don't start hitting co-insurance. Co-insurance is what made most people go bankrupt- NOT the deductible. And if you have a serious condition, you don't have a lifetime cap OR and ANNUAL cap OR co-insurance you can't afford. That saves lives. The coverage under Obamacare is much more extensive, at the cost of deductibles that APPEAR to the ignorant to be higher. But because those deductibles don't apply to most care, most people won't be paying them. </p><p></p><p>It is hard for stupid people to see things that take more than 4 words to explain- like MAGA, which sounds good but means nothing. But the ignorant love it!!!!</p></blockquote><p></p>
[QUOTE="dmac1, post: 4367678, member: 60252"] This is the kind of ignorance that is all too common. People in group plans pay for prenatal care for their co=workers all the time, and group plans ARE always cheaper. There is NO copay OR deductible for any of the 10 essential benefits, so you can see your doctor and get tested at least once annually for NO out of pocket. I thought everyone knew all that 10 years after those changes took effect. Democrats want BETTER- by saving the 20% off the top that insurers are taking away that could be spent on care. So many people are so ignorant of what Medicare For All would do that they would rather pay a $500 premium plus a higher deductible and copay for 'private' insurance than pay a $400 tax for better coverage. Medicare lets patients see just about any doctor, while most private insurance has networks.' And the US already pays more for health care than MFA will cost the country. If your employer is paying now, they can still pay under Medicare for All. Their premiums would be LOWER and employees could demand getting back the difference in wages. And as long as insurers offer plans that cover at the minimum the same as medicare for all, MOST democrats approve of medicare for all or something similar. And you have no clue, obviously, about deductibles under Obama care. They don't apply to MOST care at all, so are higher for the remaining services up to a point, the difference is that under Obamacare, when you reach your $6000 annual deductible, that's it, except for continuing premiums. Under old plans, You would have deductibles even for basic care under most plans, or you had to pay the entire deductible before you got ANY covered care. Under Obamacare, you reach your deductible, and you don't start hitting co-insurance. Co-insurance is what made most people go bankrupt- NOT the deductible. And if you have a serious condition, you don't have a lifetime cap OR and ANNUAL cap OR co-insurance you can't afford. That saves lives. The coverage under Obamacare is much more extensive, at the cost of deductibles that APPEAR to the ignorant to be higher. But because those deductibles don't apply to most care, most people won't be paying them. It is hard for stupid people to see things that take more than 4 words to explain- like MAGA, which sounds good but means nothing. But the ignorant love it!!!! [/QUOTE]
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