Why I didn't live of O/T !
Altho I'm retired, and did work a lot of O/T (not on purpose mind you) 10.5 to 11 were common on all routes. I chose NOT to live off the O/T. Turned out to be a great plan for me. Retired at 49 years of age partially from not living paycheck to paycheck off O/T and investing wisely. Conscious choice! If you are just starting out or have been at it awhile its never too late to start talking control of your end game NOW!
Trust me NO ONE ELSE is gonna do it for you!
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