go FT or stay TCD?
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Turdferguson
Just a turd
If you enjoy what you are doing stay there, but one thing to consider is your pension
Just depends on what you want and need in life. Family? House? Freedom?
I was a TCD while a part timer waiting for a shot at FT. Had to trade in some freedom to make the move but I was ready to boost my year round income and move on with life. So staying PT wasn't an option for me, even with the TCDing.
I was a TCD while a part timer waiting for a shot at FT. Had to trade in some freedom to make the move but I was ready to boost my year round income and move on with life. So staying PT wasn't an option for me, even with the TCDing.
UpstateNYUPSer(Ret)
Well-Known Member
Take the FT job.
Matty_lawn
Poopin' on the clock
How do you guys feel about new hires and pension? I mean do you think it will still be there?
Faceplanted
Well-Known Member
Only reason to go full time is pension.
You will keep receiving the yearly raises and the pay difference isn't much between tcd and fulltime
Also, when I was tcd if I needed a day off I would say I was not available to drive on xx date and I will report to my part time location. I would come in and be sent home every time. Free days off all day!
We have 1 guy in my building who has been tcd for 10 years.
You will keep receiving the yearly raises and the pay difference isn't much between tcd and fulltime
Also, when I was tcd if I needed a day off I would say I was not available to drive on xx date and I will report to my part time location. I would come in and be sent home every time. Free days off all day!
We have 1 guy in my building who has been tcd for 10 years.
Turdferguson
Just a turd
Hard to say. I would put as much as possible in 401k regardless. Some of them may not be around. See what the percent funded of your regional one is
Matty_lawn
Poopin' on the clock
Cool. I actually put 35 percent (max) into 401k and im on pace this year to max out as a part timer. Seems like the smart move right now
UpstateNYUPSer(Ret)
Well-Known Member
35% is the max for pre-tax contributions. You can contribute an additional 5-10% of post tax money. As a PTer who is here just for the benefits you are in a unique position to fully fund your 401k.
silenze
Lunch is the best part of the day
How the hell are you maxing out your 401k. You would have to make over 50000 to hit the 18k threshold
TearsInRain
IE boogeyman
nope
definitely contribute up to company match, but beyond that you might think more about maxing out an HSA or Roth IRA before contributing more to the 401k
an HSA functions just like an IRA, except you can pull money out for medical expenses tax-free; that'll either save your ass in a medial emergency, or provide for your "getting old" expenses when you retire
also for the HSA and IRA, you'll most likely have superior investment choices (vanguard) to whatever your 401k offers
UpstateNYUPSer(Ret)
Well-Known Member
He's not.
We have no company match, you should know that.nope
definitely contribute up to company match, but beyond that you might think more about maxing out an HSA or Roth IRA before contributing more to the 401k
an HSA functions just like an IRA, except you can pull money out for medical expenses tax-free; that'll either save yourin a medial emergency, or provide for your "getting old" expenses when you retire
also for the HSA and IRA, you'll most likely have superior investment choices (vanguard) to whatever your 401k offers
MyTripisCut
Never bought my own handtruck
What more to expect from an I.E. dope?
New management doesn't have a pension anyone. Just a meger 401k match.
They used to have both.
How was vacation?
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