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Got hurt at work.
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<blockquote data-quote="35years" data-source="post: 3927254" data-attributes="member: 60822"><p>There are countless horror stories on Brown Cafe and UPS/Liberty Mutual unfairly denying claims. Use the search fuction.</p><p></p><p>A few thoughts....</p><p>1 It is very distressing the UPS doctor did not immediately classify your injury as work-related...that is the doctor's job. The UPS clinic doctors have a vested interest in keeping UPS happy by denying claims.</p><p></p><p>2 In many states you will be locked into choosing the UPS doctor as your treating physician if you are seen by him a 2nd time before seeing the doctor of your choice. SEEK A SECOND OPPINION BEFORE SEEING THE UPS DOCTOR MONDAY! It is concerning they want you to come back already Monday. It is perhaps to lock you into their doctor.</p><p></p><p>3. Liberty Mutual has shorted countless UPS employees. I personally have had to fight them for unfairly denying a claim. They also used "creative" accounting methods to reduce my weekly check....later overturned.</p><p></p><p>4. Each state is different in how they determine your average salary to determine your weekly check. Here it is 2/3 of your average income based on the last 6 months, including OT. Liberty Mutual has messed with this formula often when determining payouts....</p><p></p><p>5 In our supplement you are paid vacation pay AND workmans comp if you are dissabled during your vacation week.</p><p></p><p>6 You may be compensated for mileage too and from the doctor, keep mileage records.</p><p></p><p>7 If your state allows it...Seek treatment from your own doctor, not the UPS doctor. Conflict of interest.</p><p></p><p>8 Your state likely has a workman's comp hotline. They know the rules and are a great resource.</p><p></p><p>9 There is already a red flag because the UPS doctor did not immediately say it is work related. For this reason I would call a lawyer. Your local union may have one on retainer to use for free or reduced cost. They will have experience in dealing with UPS/Liberty Mutual. If nothing else they will steer you to a competent lawyer.</p><p></p><p>10 If UPS trys to call this non-work related subsequent hernias and/or work loss will likely not be covered. Many people have muscle pulls in the hernia area because the mesh does not stretch like connective tissue. And the possibility of a permanent disabling injury if the surgery is not 100% effective makes classifying this injury correctly very important...It could cost you 100s of thousands.</p></blockquote><p></p>
[QUOTE="35years, post: 3927254, member: 60822"] There are countless horror stories on Brown Cafe and UPS/Liberty Mutual unfairly denying claims. Use the search fuction. A few thoughts.... 1 It is very distressing the UPS doctor did not immediately classify your injury as work-related...that is the doctor's job. The UPS clinic doctors have a vested interest in keeping UPS happy by denying claims. 2 In many states you will be locked into choosing the UPS doctor as your treating physician if you are seen by him a 2nd time before seeing the doctor of your choice. SEEK A SECOND OPPINION BEFORE SEEING THE UPS DOCTOR MONDAY! It is concerning they want you to come back already Monday. It is perhaps to lock you into their doctor. 3. Liberty Mutual has shorted countless UPS employees. I personally have had to fight them for unfairly denying a claim. They also used "creative" accounting methods to reduce my weekly check....later overturned. 4. Each state is different in how they determine your average salary to determine your weekly check. Here it is 2/3 of your average income based on the last 6 months, including OT. Liberty Mutual has messed with this formula often when determining payouts.... 5 In our supplement you are paid vacation pay AND workmans comp if you are dissabled during your vacation week. 6 You may be compensated for mileage too and from the doctor, keep mileage records. 7 If your state allows it...Seek treatment from your own doctor, not the UPS doctor. Conflict of interest. 8 Your state likely has a workman's comp hotline. They know the rules and are a great resource. 9 There is already a red flag because the UPS doctor did not immediately say it is work related. For this reason I would call a lawyer. Your local union may have one on retainer to use for free or reduced cost. They will have experience in dealing with UPS/Liberty Mutual. If nothing else they will steer you to a competent lawyer. 10 If UPS trys to call this non-work related subsequent hernias and/or work loss will likely not be covered. Many people have muscle pulls in the hernia area because the mesh does not stretch like connective tissue. And the possibility of a permanent disabling injury if the surgery is not 100% effective makes classifying this injury correctly very important...It could cost you 100s of thousands. [/QUOTE]
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