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UPS Union Issues
Hall/Hoffa Prevent Improved Health & Welfare Benefits for part-time UPS Employees
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<blockquote data-quote="Bagels" data-source="post: 1168696" data-attributes="member: 43436"><p>You're confused. Fully insured health plans are negotiated benefits. UPS PT is -- and will continue to be -- self insured (set benefits -- in other words, not negotiated).</p><p></p><p>The PT health plan is negotiated between UPS & the IBT. UPS contributes a finite amount of money to PT health care, administers the plan and utilizes a plethora of regional providers to manage it; the providers determine payments & dispense UPS's money to cover your bills. If you disagree, you appeal to the administrator (UPS). In transitioning to TEAMCARE, the only thing that's changing is that TC will become the plan's administrator. There will likely be a continued menu of regional providers, since it is a PPO and TC needs the best possible discounts -- Kaiser can deliver in California (where it dominates) but not in the Midwest (where it doesn't operate). </p><p></p><p>The contribution amount was already negotiated. If you're suggesting that each local use this money to determine its own co-pays, deductibles, etc., I hope you realize that the cost of health care varies heavily regionally. E.g. once you travel outside of Cook County in IL, the cost of seeing a doctor decreases by 33% on average; elsewhere, an operation may cost $10K in one area but $3K in another. Thus, rates within each local would be dependent on the number of members, the demographics & usage of the membership, and local health care costs. Thus, some locals may be able to provide its membership with completely "free" health care, while others will have steep co-pays & deductibles. And when it comes to vote... the number of angry SoCalers paying steep prices for their health care will outnumber those in Gators Creek, GA enjoying "free" health care. If PTers in red states joined the union. Or if those in blue states voted at all.</p></blockquote><p></p>
[QUOTE="Bagels, post: 1168696, member: 43436"] You're confused. Fully insured health plans are negotiated benefits. UPS PT is -- and will continue to be -- self insured (set benefits -- in other words, not negotiated). The PT health plan is negotiated between UPS & the IBT. UPS contributes a finite amount of money to PT health care, administers the plan and utilizes a plethora of regional providers to manage it; the providers determine payments & dispense UPS's money to cover your bills. If you disagree, you appeal to the administrator (UPS). In transitioning to TEAMCARE, the only thing that's changing is that TC will become the plan's administrator. There will likely be a continued menu of regional providers, since it is a PPO and TC needs the best possible discounts -- Kaiser can deliver in California (where it dominates) but not in the Midwest (where it doesn't operate). The contribution amount was already negotiated. If you're suggesting that each local use this money to determine its own co-pays, deductibles, etc., I hope you realize that the cost of health care varies heavily regionally. E.g. once you travel outside of Cook County in IL, the cost of seeing a doctor decreases by 33% on average; elsewhere, an operation may cost $10K in one area but $3K in another. Thus, rates within each local would be dependent on the number of members, the demographics & usage of the membership, and local health care costs. Thus, some locals may be able to provide its membership with completely "free" health care, while others will have steep co-pays & deductibles. And when it comes to vote... the number of angry SoCalers paying steep prices for their health care will outnumber those in Gators Creek, GA enjoying "free" health care. If PTers in red states joined the union. Or if those in blue states voted at all. [/QUOTE]
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