bjg
New Member
1 year, 8 months, 22 days, 14 hours, 22 min, 14 sec for me!!!890 weeks left until I retire
1 year, 8 months, 22 days, 14 hours, 22 min, 14 sec for me!!!890 weeks left until I retire
What shape is your pension fund in?I was eligible to retire this year. 32 total, 25 and a half full-time in. What am I still doing here?! Do I need professional help?
My advice is to go back last year and see how much you spent. What I did before I retired was go back into my computer checking register and I figured everything I spent except for gifts given or investment money. This included everything every month such as every monthly bill, food, gas, ATM withdraws, all insurance bills, property taxes and ect Then I added the month‘s totals up to get a total for the year and then divide by 12 and that will tell you what you need per month. Don’t guess what you spent but really go over everything. I did this a couple of times before I retired and the numbers came up really close for 2 different time periods so I felt comfortable. Also Remember as time goes on inflation will make what seems like enough today not seem like enough in 10 to 20 years. Best advice I can give anyone wanting to retire in the future is get out of debt! Pay off house, credit cards and auto loans then live below you means. As far as professional help? I Never used any but I would not advise anyone else to or not to use one. I saw some friends and family members loose their money with financial advisors so for years while they watched TV and sports I threw out the TV and studied finances and investing. It paid off very well! I just retired from UPS at 57 and should never have to work again.I was eligible to retire this year. 32 total, 25 and a half full-time in. What am I still doing here?! Do I need professional help?
Unfortunately, I am in the dreaded Central States.What shape is your pension fund in?
That will be enough incentive not to quit working yet.Unfortunately, I am in the dreaded Central States.
When I said I might need professional help, I meant psychiatric help!
All I remember is we had it tough.My 19th year out of UPS. I can’t even remember what it was like to work.
For Pete's sake yes. Don't retire and don't collect SS either---until you are well into your 80's.That will be enough incentive not to quit working yet.
I'm not in your pension plan so go mind.your own businessFor Pete's sake yes. Don't retire and don't collect SS either---until you are well into your 80's.