I retired in December 2009 and had a child graduate from college this year. According to the Healthcare Reform Act this child should be able to continue coverage until age 26 unless she has coverage available through her own employer. I am being told by both UPS human resources and Aetna that she will NOT be extended coverage because I am retired. I have spent hours reading the actual HCR and the only loophole that seems to be out there is that plans that are "retiree only" are not required to comply to any of the reforms although there is no definition or determination of what makes a plan "retiree only." I really can't believe that UPS would take this stance since they voluntarily adopted the extended coverage early for all other employee plans. It does not make sense that they would decide to leave the relatively some group of children of retirees out in the cold! Has anyone else gotten different answers to this question?