Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe Community Center
Current Events
Healthcare Costs - A major concern 23 years PRIOR to ObamaCare
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="Bagels" data-source="post: 1116562" data-attributes="member: 43436"><p>Not necessarily. Most doctors charge $400 or more for a full blood panel test -- and that doesn't include the charge for the office visit, or the administrative charge for drawing the blood. It doesn't cost a doctor anything close to $400 to provide the test, which is why most will accept $20 or less from PPOs & HMOs as full payment. If you don't have insurance, your doctor will not negotiate cash rates anywhere close to the HMO/PPO rates... he'll probably request $100 or more for the full blood panel + the office visit & administrative fees. </p><p></p><p>Late last year I had a swab test performed. Knowing that my insurance considered it experimental, I sought the cheapest cash price & located a doctor who would perform it for $39 + $15 admin fee. After paying him $54, he then billed my insurance $120 for the swab, $280 for the lab work & $240 for the office visit. He received $120 for the office visit, then billed me for the remaining $350 (crediting me my $54), insisting that since I had insurance, it was "unethical" for him to accept the cash price. Honestly, when it comes to $$$, doctors are some of the greediest people around.... (but it wasn't unethical for him not to tell me this to begin with)</p></blockquote><p></p>
[QUOTE="Bagels, post: 1116562, member: 43436"] Not necessarily. Most doctors charge $400 or more for a full blood panel test -- and that doesn't include the charge for the office visit, or the administrative charge for drawing the blood. It doesn't cost a doctor anything close to $400 to provide the test, which is why most will accept $20 or less from PPOs & HMOs as full payment. If you don't have insurance, your doctor will not negotiate cash rates anywhere close to the HMO/PPO rates... he'll probably request $100 or more for the full blood panel + the office visit & administrative fees. Late last year I had a swab test performed. Knowing that my insurance considered it experimental, I sought the cheapest cash price & located a doctor who would perform it for $39 + $15 admin fee. After paying him $54, he then billed my insurance $120 for the swab, $280 for the lab work & $240 for the office visit. He received $120 for the office visit, then billed me for the remaining $350 (crediting me my $54), insisting that since I had insurance, it was "unethical" for him to accept the cash price. Honestly, when it comes to $$$, doctors are some of the greediest people around.... (but it wasn't unethical for him not to tell me this to begin with) [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe Community Center
Current Events
Healthcare Costs - A major concern 23 years PRIOR to ObamaCare
Top