Can't wait for your raise? Do the math. A $0.70 raise will take 571.4 hours to "break even" with the Central States Plan family deductible of $400 in the 2017 vs. the UPS plan now. ($400 deductible divided by $0.70) For PT'ers with 17.5 hours a week it will take you 32.65 weeks (8 months!) to break even with the TeamCare family deductible vs. the UPS Plan in 2017. Personally, it will take me 48 weeks (11 months) to get to a net zero as I don't get that many hours a week. Looking at the time required to just break even can put things into perspective vs. looking solely your proposed raise. Excuse me while I go vomit.