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Idenity Lost
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 329696" data-attributes="member: 12570"><p>Checking your own credit has no effect on your credit score. Numerous inquiries by retail companies will but if you are able to group these inquiries in to a 2 week period then they are considered to be 1 inquiry for the purpose of affecting your credit score. </p><p> </p><p>The only problem with the offer from Mellon is that they are only providing credit monitoring for free--you must pay extra to get your credit score.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 329696, member: 12570"] Checking your own credit has no effect on your credit score. Numerous inquiries by retail companies will but if you are able to group these inquiries in to a 2 week period then they are considered to be 1 inquiry for the purpose of affecting your credit score. The only problem with the offer from Mellon is that they are only providing credit monitoring for free--you must pay extra to get your credit score. [/QUOTE]
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