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Insurance?? Free??
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<blockquote data-quote="brownIEman" data-source="post: 369655" data-attributes="member: 14596"><p>copied from my stub off upsers - </p><p></p><p>BFTAX FLEX 54.53</p><p></p><p>that is a $54.53 deduction from my monthly check for Flex benefits, the management benefits plan. That is inexpensive, IMO, but certainly not free...</p><p></p><p></p><p>As to earlier suggestions that we offer two tiered pay plans for hub employees, would have loved that when I worked in the hub, but I am afraid that system would not work well in practice. If people were offered the choice to opt in or out of a health insurance plan, likely the young, healthy college age kids (the ones young enough to still feel invulnerable) would opt out. You would wind up with an insurance system more heavily weighted toward sick people. Health insurance can only work if you have a mix of sick and healthy people. The healthy folks premiums pay more in than they use, the sick people get paid out more in benefits than their premiums cover. Think of car insurance, how long would a car insurance company last if all of most of the people they covered got into accidents every year?</p></blockquote><p></p>
[QUOTE="brownIEman, post: 369655, member: 14596"] copied from my stub off upsers - BFTAX FLEX 54.53 that is a $54.53 deduction from my monthly check for Flex benefits, the management benefits plan. That is inexpensive, IMO, but certainly not free... As to earlier suggestions that we offer two tiered pay plans for hub employees, would have loved that when I worked in the hub, but I am afraid that system would not work well in practice. If people were offered the choice to opt in or out of a health insurance plan, likely the young, healthy college age kids (the ones young enough to still feel invulnerable) would opt out. You would wind up with an insurance system more heavily weighted toward sick people. Health insurance can only work if you have a mix of sick and healthy people. The healthy folks premiums pay more in than they use, the sick people get paid out more in benefits than their premiums cover. Think of car insurance, how long would a car insurance company last if all of most of the people they covered got into accidents every year? [/QUOTE]
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