I've been working at ups for three years. I took a medical leave from Dec. 2016 to May 2017 because of a car accident that resulted in a fractured clavicle. During that time, I received a CoOBRA letter, which basically stated that my insurance was terminated. My insurance was reinstated after I told them that I'd returned to work, which was in May 2017. I haven't taken a leave since then, however, my insurance coverage has been terminated again on 09/30/2018 and I'm not sure why. I haven't been terminated, quit, or taken a LOA. Have any of you experienced this? If so, how was it solved?