Looking over my car insurance coverages and I noticed I had "Medical Payments", or MedPay for short. With my health care benefits from the Union at UPS I'm wondering if it makes any sense to keep the "Medical Payments" on my car insurance. The MedPay on my car insurance only costs me $20 a year and only covers $5,000 per accident so its not really a big deal, but why even have it if the Union health care benfits will cover all or most potential medical issues associated with car accidents in my personal verhicle. If it makes sense to keep it I'm sure I could even increase the coverage from $5,000 to alot more for very little more premium. Does anyone have enough knowledge about UPS's health care benefits to say if "Medical Payments" on my car insurance is a waste or not?