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Brown Cafe UPS Forum
UPS Retirement Topics
Just getting' started on my retirement.
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<blockquote data-quote="kmkshakey" data-source="post: 1665171" data-attributes="member: 58634"><p>Yes, its $18k atm according to the Prudential site</p><p></p><p>I like the convenience of letting them just take my tax returns, although I do like my tax returns, but wouldn't it be beneficial to me to at least attempt some payments? This way the principal will be lower when the go to compound interest, and it might cancel the lien they have on my income, allowing me more freedom to maneuver my money around how I see fit? If not, I'm okay with it.</p><p></p><p>I know the markets can be volatile, but everything I've read regarding the 09 crash was that people who held on to their investments rebounded eventually, and I have (at least I hope) a long investment ... term? So I should be able to handle the ups and downs over the long run? I'm basically new at this, so I'm learning everyday. I know you're supposed to become more conservative in your investments the closer you get to your target retirement date, so that's something I'll definitely be doing in the future, but for now, I'm just going to stick with what I have, to see how it fairs.</p><p></p><p>I am actually not counting on SS at all. As far as I'm concerned, it won't even exist when it's my turn to retire.</p><p></p><p></p><p></p><p>Thanks for the reply.</p></blockquote><p></p>
[QUOTE="kmkshakey, post: 1665171, member: 58634"] Yes, its $18k atm according to the Prudential site I like the convenience of letting them just take my tax returns, although I do like my tax returns, but wouldn't it be beneficial to me to at least attempt some payments? This way the principal will be lower when the go to compound interest, and it might cancel the lien they have on my income, allowing me more freedom to maneuver my money around how I see fit? If not, I'm okay with it. I know the markets can be volatile, but everything I've read regarding the 09 crash was that people who held on to their investments rebounded eventually, and I have (at least I hope) a long investment ... term? So I should be able to handle the ups and downs over the long run? I'm basically new at this, so I'm learning everyday. I know you're supposed to become more conservative in your investments the closer you get to your target retirement date, so that's something I'll definitely be doing in the future, but for now, I'm just going to stick with what I have, to see how it fairs. I am actually not counting on SS at all. As far as I'm concerned, it won't even exist when it's my turn to retire. Thanks for the reply. [/QUOTE]
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Just getting' started on my retirement.
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