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UPS Retirement Topics
Lawmakers end Social Security loophole
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<blockquote data-quote="Ms.PacMan" data-source="post: 1914046" data-attributes="member: 4656"><p>That's why I said "you're right" because I realized I was wrong after I looked it up.</p><p></p><p>Your other comment was that you thought file and suspend wasn't for single ppl. Too tired to look it up but off the top of my head the file and suspend was originally drafted just for singles (they may be married - but single meaning collecting their own SS) so that a person could work beyond FRA. Before, FRA meant you were getting a SS check in the mail like it not.</p><p></p><p>This change had a couple unintended consequences or loopholes as a result. One, a married couple could file for spousal benefits w/o the other person collecting SS. Two, older men who married young women (usually foreign) were able to get spousal and dependant SS, if they had children, without starting their own benefits-------->this is such a big problem in Australia that they've quit issuing visas for foreign brides from 3rd world countries and lastly ppl like me wanted to use file and suspend in the event of a catastrophic illness (I could have filed and suspended but if I needed the money before 70 the SSA would pay you the amount of the suspension in one lump sum).</p></blockquote><p></p>
[QUOTE="Ms.PacMan, post: 1914046, member: 4656"] That's why I said "you're right" because I realized I was wrong after I looked it up. Your other comment was that you thought file and suspend wasn't for single ppl. Too tired to look it up but off the top of my head the file and suspend was originally drafted just for singles (they may be married - but single meaning collecting their own SS) so that a person could work beyond FRA. Before, FRA meant you were getting a SS check in the mail like it not. This change had a couple unintended consequences or loopholes as a result. One, a married couple could file for spousal benefits w/o the other person collecting SS. Two, older men who married young women (usually foreign) were able to get spousal and dependant SS, if they had children, without starting their own benefits-------->this is such a big problem in Australia that they've quit issuing visas for foreign brides from 3rd world countries and lastly ppl like me wanted to use file and suspend in the event of a catastrophic illness (I could have filed and suspended but if I needed the money before 70 the SSA would pay you the amount of the suspension in one lump sum). [/QUOTE]
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Lawmakers end Social Security loophole
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