Some locals get a group rate deal thru an agency in their area, ours does but not all. We have a great executive board and can access everything from lawyers to insurance/financial people at reduced rates thru our local.
We already receive no-cost life insurance via the UPS Company Plan/CS H&W and will still have it under TeamCare. Some locals also have programs where their members qualify for no-cost benefits up to $10,000 - $20,000 which can be improved for little cost.
As 407 said, call your local and they should be able to help you.