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<blockquote data-quote="HEFFERNAN" data-source="post: 1521705" data-attributes="member: 11315"><p>If your wife is covered under your Teamster healthcare, there is a small life insurance policy on both of you.</p><p>Not enough to replace your income but enough to pay bills etc. that come up after an untimely death.</p><p></p><p>If you follow Dave Ramsey, he suggests term life at 8 to 10 times your income if married or with children.</p><p>If your wife doesn't work, she doesn't really need a policy or at least one that high.</p><p>If she doesn't work and home with your children, you need term life that will cover eventual child care if she succumbs to an untimely death.</p><p></p><p></p><p><a href="http://www.daveramsey.com/article/the-truth-about-life-insurance/" target="_blank">http://www.daveramsey.com/article/the-truth-about-life-insurance/</a></p><p><a href="http://www.clarkhoward.com/categories/insurance/life-insurance/" target="_blank">http://www.clarkhoward.com/categories/insurance/life-insurance/</a></p></blockquote><p></p>
[QUOTE="HEFFERNAN, post: 1521705, member: 11315"] If your wife is covered under your Teamster healthcare, there is a small life insurance policy on both of you. Not enough to replace your income but enough to pay bills etc. that come up after an untimely death. If you follow Dave Ramsey, he suggests term life at 8 to 10 times your income if married or with children. If your wife doesn't work, she doesn't really need a policy or at least one that high. If she doesn't work and home with your children, you need term life that will cover eventual child care if she succumbs to an untimely death. [URL]http://www.daveramsey.com/article/the-truth-about-life-insurance/[/URL] [URL]http://www.clarkhoward.com/categories/insurance/life-insurance/[/URL] [/QUOTE]
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