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Brown Cafe UPS Forum
UPS Retirement Topics
Life only Pension?
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<blockquote data-quote="Re-Raise" data-source="post: 4880456" data-attributes="member: 16501"><p>We decided to take the full amount each month with no survivor benefit.</p><p></p><p>We are both 56 yrs old and in good health. I know that could change at any time. We’ve been married for 34 yrs and our two daughters are done with college and have good jobs.</p><p></p><p>My wife has always worked at jobs that match her 401k contributions, so we have almost 800k in her accounts.</p><p></p><p>We have other investments and a farm trust that we collect from also. We have never paid for life insurance and have only had the insurance provided through our employment. We have no debt.</p><p></p><p>We decided together that she would be okay if something happened to me without the survivor benefit. I joke that it makes her take better care of me!</p></blockquote><p></p>
[QUOTE="Re-Raise, post: 4880456, member: 16501"] We decided to take the full amount each month with no survivor benefit. We are both 56 yrs old and in good health. I know that could change at any time. We’ve been married for 34 yrs and our two daughters are done with college and have good jobs. My wife has always worked at jobs that match her 401k contributions, so we have almost 800k in her accounts. We have other investments and a farm trust that we collect from also. We have never paid for life insurance and have only had the insurance provided through our employment. We have no debt. We decided together that she would be okay if something happened to me without the survivor benefit. I joke that it makes her take better care of me! [/QUOTE]
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