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Management that smokes, 3 days until cold turkey
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<blockquote data-quote="gingerkat" data-source="post: 1169148" data-attributes="member: 43502"><p>True, but needs clarification. It's called the Medical Information Bureau (MIB) and it's like a super pages for insurance companies, especially the underwriting department to determine cost of your premium. All insurance companies subscribe and some doctors do as well, but your doctors may not disclose any information without written consent from you. The information on the MIB is usually gathered from prior health, life or disability insurance applications that you fill out and stored there for seven years. Be aware other information such as your bad habits (i.e. smoking/overweight), dangerous hobbies/ jobs will also be applied as they have a bearing on your premium. </p><p></p><p>I think everyone should request of copy of your MIB, if you even have one. Many coding errors are made and you could be paying for something that isn't correct. It's free and you get one every year if you choose.</p></blockquote><p></p>
[QUOTE="gingerkat, post: 1169148, member: 43502"] True, but needs clarification. It's called the Medical Information Bureau (MIB) and it's like a super pages for insurance companies, especially the underwriting department to determine cost of your premium. All insurance companies subscribe and some doctors do as well, but your doctors may not disclose any information without written consent from you. The information on the MIB is usually gathered from prior health, life or disability insurance applications that you fill out and stored there for seven years. Be aware other information such as your bad habits (i.e. smoking/overweight), dangerous hobbies/ jobs will also be applied as they have a bearing on your premium. I think everyone should request of copy of your MIB, if you even have one. Many coding errors are made and you could be paying for something that isn't correct. It's free and you get one every year if you choose. [/QUOTE]
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Management that smokes, 3 days until cold turkey
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