management who smoke but don't pay extra insurance

[UPSmechanicinblue]

what's the recourse for this? how does insurance find out?

 

[UpstateNYUPSer(Ret)]

what's the recourse for this? how does insurance find out?

Some nosy person calls their toll free number and tells them?

This is called insurance fraud and the recourse could be quite costly, both in terms of dollars and quite possibly their livelihood.

 

[Mr.Golden]

I believe the insurance finds out when u die. The present of nicotine in the body. That's why they ask that. If u say no and u do then your family can't receive the benefits

 

[UpstateNYUPSer(Ret)]

I believe the insurance finds out when u die. The present of nicotine in the body. That's why they ask that. If u say no and u do then your family can't receive the benefits

The only way they would find out if nicotine is present in the body is if there were an autopsy performed.

 

[UPSmechanicinblue]

I believe the insurance finds out when u die. The present of nicotine in the body. That's why they ask that. If u say no and u do then your family can't receive the benefits

Health insurance not life

 

[beentheredonethat]

what's the recourse for this? how does insurance find out?

It's mostly honor system. However, I know that when we sign up and the have the questions for smoker or not. They indicate they penalty is pretty severe, (up to and including discharge). I'm sure that also, in the event a person goes to a doctor for lung issues and the insurance sees they didn't indicate being a smoker, this could be a big red flag.

 

[trickpony1]

The only way they would find out if nicotine is present in the body is if there were an autopsy performed.

Wrong.
Where did you do your residency?
A simple diagnostic done on drawn blood can detect nicotine.
This can be done on a living person.

 

[UpstateNYUPSer(Ret)]

Wrong.
Where did you do your residency?
A simple diagnostic done on drawn blood can detect nicotine.
This can be done on a living person.

Go back and read my post in the context in which it was made.

 

[FTBrown]

Sounds like this would be an "Integrity" issue which would lead up to an include discharge.

 

[SignificantOwner]

what's the recourse for this? how does insurance find out?

How does anyone know what someone else actually reported for tobacco use status? Be careful, everyone knows what happens when one assumes.

 

[Wally]

Cotinine test are in order!

 

[UPSmechanicinblue]

How does anyone know what someone else actually reported for tobacco use status? Be careful, everyone knows what happens when one assumes.

no ones looking to report anyone-some are concerned-no one assuming

 

[Jackburton]

Cotinine test are in order!

They do these all the time with life insurance, no reason they couldn't order them done randomly.

 

[Catatonic]

no ones looking to report anyone-

You in Management?

 

[UPSmechanicinblue]

You in Management?

Nope!!!