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UPS Retirement Topics
Medicare after 65
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<blockquote data-quote="25TOLIFE" data-source="post: 5097338" data-attributes="member: 34972"><p>Retired with 26 years on disability pension in 2016. Never took the part B when I was approved for SS Medicare. Stayed on the union plan because still had teenage kids. Got a letter in October this year saying I was being dropped because of some wording in the contract that part B eligible retirees can't stay on the union plan no matter the age. After a few more registered letters from the local they now say the trustees voted on the issue and I will keep my union plan until I turn 65 and not have to go on Medicare until then. I'm pretty sure I would have had to pay a penalty of 10% per year from the time I was Medicare eligible in 2016 until General enrollment opens up this coming January. Would have been a 60% hike in Medicare deductions for the rest of my life. The clock resets at age 65 so when I make the switch off my union plan and on to Medicare there will be no penalty. These are all things that I should have researched myself instead of just listening to the locals business agent and other people that did not know what they were talking about. The union did the right thing for the retired members and saved me alot of grief and money.</p></blockquote><p></p>
[QUOTE="25TOLIFE, post: 5097338, member: 34972"] Retired with 26 years on disability pension in 2016. Never took the part B when I was approved for SS Medicare. Stayed on the union plan because still had teenage kids. Got a letter in October this year saying I was being dropped because of some wording in the contract that part B eligible retirees can't stay on the union plan no matter the age. After a few more registered letters from the local they now say the trustees voted on the issue and I will keep my union plan until I turn 65 and not have to go on Medicare until then. I'm pretty sure I would have had to pay a penalty of 10% per year from the time I was Medicare eligible in 2016 until General enrollment opens up this coming January. Would have been a 60% hike in Medicare deductions for the rest of my life. The clock resets at age 65 so when I make the switch off my union plan and on to Medicare there will be no penalty. These are all things that I should have researched myself instead of just listening to the locals business agent and other people that did not know what they were talking about. The union did the right thing for the retired members and saved me alot of grief and money. [/QUOTE]
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