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My 2 Week Vacation Real Eye Opener. Not Ready For Retirement ???
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<blockquote data-quote="Catatonic" data-source="post: 1024359" data-attributes="member: 7966"><p>I almost retired in 2007 and then again in 2010 and my current plan is 2013.</p><p>When considering retirement in 2007 (buy-out), I was awakened to the same concerns that you expressed. The buy-out offer was poor so I stayed on but I read a book by Ernie J Zelinski - The book is<span style="font-size: 10px"> <strong>How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Adviser.</strong> It is on Amazon for $9 (link below).</span></p><p><span style="font-size: 10px"></span>http://www.amazon.com/How-Retire-Happy-Wild-Free/dp/096941949X/ref=la_B001H6SY7M_1_1?ie=UTF8&qid=1347457461&sr=1-1 </p><p>Read it and carefully consider and go through the thought process he talks about in the book.</p><p></p><p>The main thing is that when a person retires, they must replace three things that they got from their job:</p><p>1) A sense of community</p><p>2) A structure in daily routine</p><p>3) A sense of purpose</p><p></p><p>Using the advice in Zelinski's book, I listed all the things I enjoyed doing in the past, what I enjoyed doing now and what I wanted to do in the future.</p><p>I decided I would get into motorcycles and I wound up with 3 and enjoyed myself but "motorcycling" just did not do it for me.</p><p>Community - yes, Structure - not really, Purpose - no</p><p></p><p>I turned 55 October 2009 with 37 years and in 2010, UPS offered a buy-out again but my group was excluded and so I ran the calculations and decided that I would work an additional 18 months to recover the money I was denied in the buyout.</p><p></p><p>In early 2010 I realized I had not found that "something" that would create a sense of purpose in my life.</p><p>Again, I revisited the list of all the things I enjoyed doing in the past, what I enjoyed doing now and what I wanted to do in the future.</p><p>This time, I gave considerable thought to the Community, Structure and Purpose in making my selection.</p><p>I came up with Photography.</p><p></p><p>I investigated the business of photography and developed a 3 year development and business plan.</p><p>Set up a business and a website - Commitment</p><p>Joined 4 Photography clubs - Community</p><p>Developed a commitment to post one photograph per day - Structure</p><p>Set up a Photography processing station in my house - Structure</p><p>Enter contests - Structure</p><p>Photography jobs - Weddings, Senior pictures, Pet pictures, Portraits, etc. - Structure and purpose</p><p>Posted my images on facebook to bring a little pleasure to my fb friends each day - Structure and Purpose</p><p>Conduct photography walks and workshops - Structure and Purpose</p><p>I teach Photography at a local college in the Continuing Education program - Structure and purpose.</p><p></p><p>I am busier now than I have ever been in my life since college and I feel very comfortable with the transition into the next stage of my life.</p><p></p><p>I know this was a bit long-winded but there is no magic solution, you have to make it happen and it is a process.</p><p></p><p>Get busy planning, thinking it out, put your plan into action, measure the results and get ready for retirement.</p></blockquote><p></p>
[QUOTE="Catatonic, post: 1024359, member: 7966"] I almost retired in 2007 and then again in 2010 and my current plan is 2013. When considering retirement in 2007 (buy-out), I was awakened to the same concerns that you expressed. The buy-out offer was poor so I stayed on but I read a book by Ernie J Zelinski - The book is[SIZE=2] [B]How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Adviser.[/B] It is on Amazon for $9 (link below). [/SIZE]http://www.amazon.com/How-Retire-Happy-Wild-Free/dp/096941949X/ref=la_B001H6SY7M_1_1?ie=UTF8&qid=1347457461&sr=1-1[SIZE=2] [/SIZE] Read it and carefully consider and go through the thought process he talks about in the book. The main thing is that when a person retires, they must replace three things that they got from their job: 1) A sense of community 2) A structure in daily routine 3) A sense of purpose Using the advice in Zelinski's book, I listed all the things I enjoyed doing in the past, what I enjoyed doing now and what I wanted to do in the future. I decided I would get into motorcycles and I wound up with 3 and enjoyed myself but "motorcycling" just did not do it for me. Community - yes, Structure - not really, Purpose - no I turned 55 October 2009 with 37 years and in 2010, UPS offered a buy-out again but my group was excluded and so I ran the calculations and decided that I would work an additional 18 months to recover the money I was denied in the buyout. In early 2010 I realized I had not found that "something" that would create a sense of purpose in my life. Again, I revisited the list of all the things I enjoyed doing in the past, what I enjoyed doing now and what I wanted to do in the future. This time, I gave considerable thought to the Community, Structure and Purpose in making my selection. I came up with Photography. I investigated the business of photography and developed a 3 year development and business plan. Set up a business and a website - Commitment Joined 4 Photography clubs - Community Developed a commitment to post one photograph per day - Structure Set up a Photography processing station in my house - Structure Enter contests - Structure Photography jobs - Weddings, Senior pictures, Pet pictures, Portraits, etc. - Structure and purpose Posted my images on facebook to bring a little pleasure to my fb friends each day - Structure and Purpose Conduct photography walks and workshops - Structure and Purpose I teach Photography at a local college in the Continuing Education program - Structure and purpose. I am busier now than I have ever been in my life since college and I feel very comfortable with the transition into the next stage of my life. I know this was a bit long-winded but there is no magic solution, you have to make it happen and it is a process. Get busy planning, thinking it out, put your plan into action, measure the results and get ready for retirement. [/QUOTE]
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