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Message: <blockquote data-quote="bacha29" data-source="post: 3815130" data-attributes="member: 58386"><p>No This specific rule of  law applied to individuals seeking to purchase an insurance product on their own on the open market which by the way was something I did for more than 20 years. In the past I could have been denied insurance or had my premiums bumped upward due to the existence of a medical condition that was incurred prior to my application. In fact when I switched carriers I had to disclose the fact that I already had mild hypertension which bumped up my premiums a bit.</p></blockquote><p></p>