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"New Health Insurance" not so good when using Emergency Room
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<blockquote data-quote="Mugarolla" data-source="post: 1438169" data-attributes="member: 8481"><p>If what you are saying is true, why does the OP state that he has already accumulated over $1400 in bills that he has to pay. He went over the $1000 mark per person as you say. His insurance should be picking up anything over the $1000. They are not. And will not until he reaches the $2000 out of pocket expenses because he has a family plan.</p><p></p><p>It would only be $1000 if he had an individual plan, which he doesn't. No one person can go over $1000 in an individual plan. No family can go over $2000 in a family plan.</p><p></p><p>In the left column, it says "individual out of pocket maximum." This is the maximum that an individual can pay under the individual plan. $1000.</p><p></p><p>The other says "family plan." This is the maximum that the primary insured cardholder, you, can pay under the family plan. $2000. All $2000 can come from the same family member. It is not broken down per person for the family plan.</p><p></p><p>Mark it down.</p></blockquote><p></p>
[QUOTE="Mugarolla, post: 1438169, member: 8481"] If what you are saying is true, why does the OP state that he has already accumulated over $1400 in bills that he has to pay. He went over the $1000 mark per person as you say. His insurance should be picking up anything over the $1000. They are not. And will not until he reaches the $2000 out of pocket expenses because he has a family plan. It would only be $1000 if he had an individual plan, which he doesn't. No one person can go over $1000 in an individual plan. No family can go over $2000 in a family plan. In the left column, it says "individual out of pocket maximum." This is the maximum that an individual can pay under the individual plan. $1000. The other says "family plan." This is the maximum that the primary insured cardholder, you, can pay under the family plan. $2000. All $2000 can come from the same family member. It is not broken down per person for the family plan. Mark it down. [/QUOTE]
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"New Health Insurance" not so good when using Emergency Room
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