For all of us currently under UPS health plan we enjoy no deductibles on our health care. When we are switched over to TEAMCARE we will have deductibles of: 1st year= $50 individual, $100 family 2nd year= $100 individual, $200 family 3rd year= $150 individual, $300 family 4th year= $200 individual, $400 family Now you know why I was screaming for the details of this TA. This is a no vote for me. Going from no deductibles to $400 in 4 years is a concession. A concession with UPS making 4.38 Billion is crap.