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newbie 401k?
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<blockquote data-quote="IDoLessWorkThanMost" data-source="post: 308202" data-attributes="member: 12912"><p>I started about 1 year 3 months ago with the UPS 401k...I actually lost some money - in S&P 400 and International funds in the last few months since the new year ( as have many), but they seem to perform fairly well and are aggressive.</p><p>I would suggest putting all your eggs into one or two baskets rather than have 4-5 funds. </p><p>Go with more aggressive funds rather than slow and steady at this point in time, until you have enough to lose that you want a more stable environment for your nest egg.</p><p>Also increase/decrease your contributions depending on how the market's looking and the stocks involved. Buy low (now's a good time)..so jack up those contributions to 15% or 17% every so often. </p><p> I'm still learning myself!</p><p> playing around when you have less to lose is a good learning experience so when you have a nice chunk of change in the future!</p></blockquote><p></p>
[QUOTE="IDoLessWorkThanMost, post: 308202, member: 12912"] I started about 1 year 3 months ago with the UPS 401k...I actually lost some money - in S&P 400 and International funds in the last few months since the new year ( as have many), but they seem to perform fairly well and are aggressive. I would suggest putting all your eggs into one or two baskets rather than have 4-5 funds. Go with more aggressive funds rather than slow and steady at this point in time, until you have enough to lose that you want a more stable environment for your nest egg. Also increase/decrease your contributions depending on how the market's looking and the stocks involved. Buy low (now's a good time)..so jack up those contributions to 15% or 17% every so often. I'm still learning myself! playing around when you have less to lose is a good learning experience so when you have a nice chunk of change in the future! [/QUOTE]
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