I've talked to several people who are adament that if you don't retire before December 31, 2012 that you will not be covered by this contract. The dates of this contract are December 19, 2007 thru July 31, 2013 (as shown inside the front cover) BUT when the contract was "ratified" it was made clear the H, W and Pension was a five year guarantee. Does anyone have the straight answer on this? Some people on this forum fancy themselves as being knowledgeable on all things union but aren't necessarily so. There are a number of your brothers and sisters who are concerned about this. Thanks.