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part time years toward full time retirement
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<blockquote data-quote="quad decade guy" data-source="post: 5075429" data-attributes="member: 77939"><p>Not here. PT and FT completely separate.</p><p></p><p>15 years PT then 15 FT would get you a whole lot less. And would only be able to draw much later than 30FT and out(any age). Here, there is a penalty for being less than age 57 for 25 and out but not 30 and out.....that penalty is $500 a month....ouch. I've known several hothead folks that took 25 and out because they just couldn't cope....paying that penalty for the rest of their lives......</p><p></p><p>Starting at age 18 and working 15 years PT......makes you 33....then 30 years FT you'd only be 63.</p><p></p><p>Could be done.</p></blockquote><p></p>
[QUOTE="quad decade guy, post: 5075429, member: 77939"] Not here. PT and FT completely separate. 15 years PT then 15 FT would get you a whole lot less. And would only be able to draw much later than 30FT and out(any age). Here, there is a penalty for being less than age 57 for 25 and out but not 30 and out.....that penalty is $500 a month....ouch. I've known several hothead folks that took 25 and out because they just couldn't cope....paying that penalty for the rest of their lives...... Starting at age 18 and working 15 years PT......makes you 33....then 30 years FT you'd only be 63. Could be done. [/QUOTE]
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