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Paycheck question
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<blockquote data-quote="barnyard" data-source="post: 1037562" data-attributes="member: 13921"><p>It is, but if the OP is having a hard time saving, the key is to stash some before it hits their checking account, preferably in an account not tied to checking. </p><p></p><p>Mine is at a different bank. Actually a credit union. </p><p></p><p>Most financial planners say that in order to save, you have to 'pay yourself 1st.' For me, the only way to do that is with a payroll deduction that automatically goes into savings. If you check your checking account balance online frequently and 'only spend what is there,' you will not spend the savings. </p><p></p><p>Whatever. It has worked for me since I started at UPS.</p><p></p><p>The other thing I do, I check my checking account balance on Thursday night. If it is over $1,000, I transfer anything over 1k to my home loan. Otherwise, my checking gets bigger until I have to buy that gun that was a good deal or something stupid like that.</p></blockquote><p></p>
[QUOTE="barnyard, post: 1037562, member: 13921"] It is, but if the OP is having a hard time saving, the key is to stash some before it hits their checking account, preferably in an account not tied to checking. Mine is at a different bank. Actually a credit union. Most financial planners say that in order to save, you have to 'pay yourself 1st.' For me, the only way to do that is with a payroll deduction that automatically goes into savings. If you check your checking account balance online frequently and 'only spend what is there,' you will not spend the savings. Whatever. It has worked for me since I started at UPS. The other thing I do, I check my checking account balance on Thursday night. If it is over $1,000, I transfer anything over 1k to my home loan. Otherwise, my checking gets bigger until I have to buy that gun that was a good deal or something stupid like that. [/QUOTE]
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