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Brown Cafe UPS Forum
UPS Retirement Topics
PEER 80 / 25 YEAR RETIREMENT
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<blockquote data-quote="olroadbeech" data-source="post: 1714406" data-attributes="member: 52145"><p>do you have a question or are you just having a wishful thought? you cant change the rules . I was in your shoes 5 years ago. I could wait 10 years if I quit since I was vested or put the 5 years in.</p><p></p><p>I decided to put the 5 years in and they went so quickly I couldn't believe it. I retired yesterday and got my first check which is about 700 a month more than if I had waited the 10 years. this will be for the rest of my life.</p><p></p><p>you are only what? 44 or 45? unless you have a great fun job lined up where you make a ton of money I would stay. in the last 5 years my 401k nearly doubled. all my retirement accounts now are almost at a million. ( I know that can change quickly overnite with this stock market )</p><p></p><p>plus if you leave now and try to live on your 401k you will have to pay taxes and early withdrawal penalties.</p><p></p><p>your pay here is X amount but you have to factor in healthcare and pension benefits too increasing.</p><p></p><p>Im just glad I stuck it out. good luck.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1714406, member: 52145"] do you have a question or are you just having a wishful thought? you cant change the rules . I was in your shoes 5 years ago. I could wait 10 years if I quit since I was vested or put the 5 years in. I decided to put the 5 years in and they went so quickly I couldn't believe it. I retired yesterday and got my first check which is about 700 a month more than if I had waited the 10 years. this will be for the rest of my life. you are only what? 44 or 45? unless you have a great fun job lined up where you make a ton of money I would stay. in the last 5 years my 401k nearly doubled. all my retirement accounts now are almost at a million. ( I know that can change quickly overnite with this stock market ) plus if you leave now and try to live on your 401k you will have to pay taxes and early withdrawal penalties. your pay here is X amount but you have to factor in healthcare and pension benefits too increasing. Im just glad I stuck it out. good luck. [/QUOTE]
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PEER 80 / 25 YEAR RETIREMENT
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