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<blockquote data-quote="satellitedriver" data-source="post: 160324" data-attributes="member: 1664"><p>Tasky you are on the right path. Invest wisely and you will retire well off.</p><p>Cementups you are correct about a Rothe IRA, but you are limited in how much one can contribute yearly. The rest should go into a 401k. The 401k Plan has nothing to do with the TEAMSTERS. It is a solely provided service to UPSERS by UPS. It is one of the few places that the Teamsters can not put a finger in the pie.</p><p>Beware of FP's. A fee based FP is OK. One who you pay to recommend asset allocation. Many FP's make a commission off of YOU( not the companies they work thru) everytime you buy or sell and most work for insurance companys.</p><p>The first bill you pay every month should be to yourself. No matter how small the amount it may seem early on, the dividends it pays after years of saving and investing will make up for the sacrifice.</p><p>Good Luck.</p></blockquote><p></p>
[QUOTE="satellitedriver, post: 160324, member: 1664"] Tasky you are on the right path. Invest wisely and you will retire well off. Cementups you are correct about a Rothe IRA, but you are limited in how much one can contribute yearly. The rest should go into a 401k. The 401k Plan has nothing to do with the TEAMSTERS. It is a solely provided service to UPSERS by UPS. It is one of the few places that the Teamsters can not put a finger in the pie. Beware of FP's. A fee based FP is OK. One who you pay to recommend asset allocation. Many FP's make a commission off of YOU( not the companies they work thru) everytime you buy or sell and most work for insurance companys. The first bill you pay every month should be to yourself. No matter how small the amount it may seem early on, the dividends it pays after years of saving and investing will make up for the sacrifice. Good Luck. [/QUOTE]
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