Plan to retire in a few weeks- Please advise if anything different

[UPSmechanicinblue]

I am submitting to retire after almost 31 years, Im in the central region. Only 51 so get the 4200 I don't need insurance nor reduced pension being wife will be working for another 8 years or so. I've read I can get ours when I am 55 if needed. I will be on her health insurance, she has her own pension so we are getting everything motorized so I get the full. I am checking the life insurance per what other drivers did when they retired. 116 a month for 250 k is what one was. I am waiting on a call for my quote. I am just done burnt out and have no health issues as of now. I recovered from a back injury naturally prior and don't want it to happen again to where I need surgery or cannot be fixed. So waiting a little over 3 years for the increased amount maybe not worth it. Any pointers from others would be a great help? I thought I seen retire end of month is a plus? I can care less about working to get all my vacations. I want out this summer to enjoy, been 31 years working late afternoons into the late night. Kinda like my drivers now getting it at 11pm!!!! Thanks all

 

[burco8080]

live everyday like you're on vacation and enjoy!

 

[UPSmechanicinblue]

i will be totally lost for awhile. I've been working since 14 never been out of work besides vacations

live everyday like you're on vacation and enjoy!

 

[Just A UPS Guy]

i will be totally lost for awhile. I've been working since 14 never been out of work besides vacations

You say that now, but every retired guy i know says they've never been busier.

Except for @UnionStrong. He's a fat lazy drunk.

 

[UnionStrong]

You say that now, but every retired guy i know says they've never been busier.

Except for @UnionStrong. He's a fat lazy drunk.

Yep

 

[IVE GOTTA PACKAGE 4U]

I am submitting to retire after almost 31 years, Im in the central region. Only 51 so get the 4200 I don't need insurance nor reduced pension being wife will be working for another 8 years or so. I've read I can get ours when I am 55 if needed. I will be on her health insurance, she has her own pension so we are getting everything motorized so I get the full. I am checking the life insurance per what other drivers did when they retired. 116 a month for 250 k is what one was. I am waiting on a call for my quote. I am just done burnt out and have no health issues as of now. I recovered from a back injury naturally prior and don't want it to happen again to where I need surgery or cannot be fixed. So waiting a little over 3 years for the increased amount maybe not worth it. Any pointers from others would be a great help? I thought I seen retire end of month is a plus? I can care less about working to get all my vacations. I want out this summer to enjoy, been 31 years working late afternoons into the late night. Kinda like my drivers now getting it at 11pm!!!! Thanks all

Congratulations

 

[over9five]

Except for @UnionStrong. He's a fat lazy drunk.

Yep

And there's nothing wrong with that!

 

[oldngray]

And there's nothing wrong with that!

 

[IVE GOTTA PACKAGE 4U]

You say that now, but every retired guy i know says they've never been busier.

Except for @UnionStrong. He's a fat lazy drunk.

You sound jealous

 

[Just A UPS Guy]

You sound jealous

No, I was already fat once.

0/10
Do not recommend.

 

[Thebrownblob]

Yep

 

[Thebrownblob]

No, I was already fat once.

0/10
Do not recommend.

Hey!!

 

[Johney]

I strongly suggest that you don't work up until the last day of the month. Retire a couple days before. I worked up until Nov. 30th and they cleared me on Dec.1st which caused a big problem with my first pension check.

 

[oldngray]

I strongly suggest that you don't work up until the last day of the month. Retire a couple days before. I worked up until Nov. 30th and they cleared me on Dec.1st which caused a big problem with my first pension check.

Here most people retire on the last working day of the month. I haven't heard of anyone having problems with the pensions over it.

 

[UPSmechanicinblue]

Congratulations

Thanks!!! wife getting stuff notarized today!!! I need to pick a date but now wondering my seniority date is in Sept. I have a week 7 weeks of vacation already in for this calendar year between the week after next and September. When exactly would I get my other 7 weeks earned? Maybe I should stay to get those then I get another 100 a month in pension in sept. I know I will not do another winter (peak) here but if close to the 7 weeks pay I maybe extend it. If anyone could advise? Thanks

 

[Wally]

I am submitting to retire after almost 31 years, Im in the central region. Only 51 so get the 4200 I don't need insurance nor reduced pension being wife will be working for another 8 years or so. I've read I can get ours when I am 55 if needed. I will be on her health insurance, she has her own pension so we are getting everything motorized so I get the full. I am checking the life insurance per what other drivers did when they retired. 116 a month for 250 k is what one was. I am waiting on a call for my quote. I am just done burnt out and have no health issues as of now. I recovered from a back injury naturally prior and don't want it to happen again to where I need surgery or cannot be fixed. So waiting a little over 3 years for the increased amount maybe not worth it. Any pointers from others would be a great help? I thought I seen retire end of month is a plus? I can care less about working to get all my vacations. I want out this summer to enjoy, been 31 years working late afternoons into the late night. Kinda like my drivers now getting it at 11pm!!!! Thanks all

All number crunching must be done before you apply for retirement. Any life insurance policies must be in place before you stop working.

Does your pension plan have a guarantee payout if you die shortly after retirement?

My plan has a guarantee 10 year payout so, you calculate need at spouse's age at that time.

$250k seems like a low number, but then again only you know her needs moving forward.

 

[burrheadd]

Does you pension plan have a guarantee payout if you die shortly after retirement?

My plan has a guarantee 10 year payout so, you calculate need at spouse's age at that time.

$250k seems like a low number, but then again only you know her needs moving forward.

She’s got her own pension
that 250k will go to remodel the house and pay for her and her new man to go to Monaco for a couple weeks

 

[IVE GOTTA PACKAGE 4U]

Thanks!!! wife getting stuff notarized today!!! I need to pick a date but now wondering my seniority date is in Sept. I have a week 7 weeks of vacation already in for this calendar year between the week after next and September. When exactly would I get my other 7 weeks earned? Maybe I should stay to get those then I get another 100 a month in pension in sept. I know I will not do another winter (peak) here but if close to the 7 weeks pay I maybe extend it. If anyone could advise? Thanks

You got to do what's best for you.
Everyone has a different scenario

 

[Wally]

She’s got her own pension
that 250k will go to remodel the house and pay for her and her new man to go to Monaco for a couple weeks

Yea, but when you are used to living on two incomes it can hit the fan fast if you are not getting that monthly check.

 

[UPSmechanicinblue]

You say that now, but every retired guy i know says they've never been busier.

Except for @UnionStrong. He's a fat lazy drunk.

All number crunching must be done before you apply for retirement. Any life insurance policies must be in place before you stop working.

Does your pension plan have a guarantee payout if you die shortly after retirement?

My plan has a guarantee 10 year payout so, you calculate need at spouse's age at that time.

$250k seems like a low number, but then again only you know her needs moving forward.

I didn't know on the life insurance policy before. I just got a whole bunch of quotes yesterday. I will check on this more Thanks!!