Pre-existing Conditions

Discussion in 'Health and Medical Topics' started by Jessica86, May 17, 2016.

  1. Jessica86

    Jessica86 New Member

    Hello, I'm new here.

    My husband works for Ups and he is a member of a union. He and our daughters have the BlueCross BlueShield Teamcare insurance. We live in Texas. My question is does this insurance exclude pre-existing conditions? My husband and I are just common law marriage so I'm not insured right now. I've been referred to a specialist that we can't afford. So if we went out and "officially" got married I'm wondering if I could see a specialist then without any problems. If anyone knows the answer or where I could find the answer I would very much appreciate it!

    Thank you
  2. upschuck

    upschuck Well-Known Member

    Yes, pre-existing conditions are covered, and have always been.

    I think the ACA required that of all insurance, now.
  3. 1989

    1989 Well-Known Member

    I also have a pre existing condition... I was born.
  4. Jessica86

    Jessica86 New Member

    Thank you!
  5. rod

    rod retired and happy

    I would suggest you call your healthcare provider and get the real story. What is it with Texas and everyone just being in a common law marriage?
  6. Ageorgiamomma

    Ageorgiamomma New Member

    I have a lot of health issues and they were almost all preexisting. Our insurance coverage has been wonderful. I would have your husband call the insurance co to be sure of the details. I would ask how long it takes for coverage to start once you are officially married. I would also explain your condition(s) and verify it will be covered. But from what I know of our insurance here (Georgia) it does cover preexisting conditions. I hope it works out for you!
  7. Indecisi0n

    Indecisi0n Well-Known Member

    How come wives always post on here for their husbands?
  8. burrheadd

    burrheadd Creepy pervert

    Who do you think wears the pants
    His balls are in the purse
  9. Indecisi0n

    Indecisi0n Well-Known Member

    She should post a picture of them.
  10. bottomups

    bottomups Bad Moon Risen'

    • Funny Funny x 1
    • Friendly Friendly x 1
    • List
  11. pickup

    pickup Well-Known Member

    She's actually posting for herself. She needs to gather some compelling reasons to convince her "husband" to make the deal official.