Pre-existing Conditions

Discussion in 'Health and Medical Topics' started by Jessica86, May 17, 2016.

  1. Jessica86

    Jessica86 New Member

    Hello, I'm new here.

    My husband works for Ups and he is a member of a union. He and our daughters have the BlueCross BlueShield Teamcare insurance. We live in Texas. My question is does this insurance exclude pre-existing conditions? My husband and I are just common law marriage so I'm not insured right now. I've been referred to a specialist that we can't afford. So if we went out and "officially" got married I'm wondering if I could see a specialist then without any problems. If anyone knows the answer or where I could find the answer I would very much appreciate it!

    Thank you
  2. upschuck

    upschuck Well-Known Member

    Yes, pre-existing conditions are covered, and have always been.

    I think the ACA required that of all insurance, now.
  3. 1989

    1989 Well-Known Member

    I also have a pre existing condition... I was born.
  4. Jessica86

    Jessica86 New Member

    Thank you!
  5. rod

    rod retired and happy

    I would suggest you call your healthcare provider and get the real story. What is it with Texas and everyone just being in a common law marriage?