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<blockquote data-quote="trplnkl" data-source="post: 820280" data-attributes="member: 13254">I have about as much faith in the American insurance industry as I do the fed gov. But when it is a free market (sort of) for individuals to buy what works best for them, the should be allowed to do so. As you said, supplemental insurance helps cover the cost, there is a reason supplemental is needed.&nbsp;There are many reasons for ER charges to be as high as they are and it doesn&#039;t all have to do with greed. Some of the American public has gotten so entwined in letting the tax payers support them that it carries over to ERs as well. No one gets turned down for their lack of ability to pay (by law), hospitals can not stay open if they don&#039;t make a profit. It is not uncommon for people to use ERs for non-emergency treatments, walk out afterward and just say, &quot;sorry, I don&#039;t have any money&quot;. Some of them even refuse to show an ID and give false names. It doesn&#039;t take a doctorate in economics to understand who is going to make up the difference. YOU &amp; ME. &nbsp; Be careful what you wish for, you could be my next door neighbor.&nbsp;&nbsp;Probably not, the one my M-I-L doesn&#039;t.</blockquote>

[QUOTE="trplnkl, post: 820280, member: 13254"] [COLOR=sienna][I][B]I have about as much faith in the American insurance industry as I do the fed gov. But when it is a free market (sort of) for individuals to buy what works best for them, the should be allowed to do so. As you said, supplemental insurance helps cover the cost, there is a reason supplemental is needed. There are many reasons for ER charges to be as high as they are and it doesn't all have to do with greed. Some of the American public has gotten so entwined in letting the tax payers support them that it carries over to ERs as well. No one gets turned down for their lack of ability to pay (by law), hospitals can not stay open if they don't make a profit. It is not uncommon for people to use ERs for non-emergency treatments, walk out afterward and just say, "sorry, I don't have any money". Some of them even refuse to show an ID and give false names. It doesn't take a doctorate in economics to understand who is going to make up the difference. YOU & ME. [/B][/I][/COLOR] [COLOR=sienna][I][B] Be careful what you wish for, you could be my next door neighbor.[/B][/I][/COLOR] [COLOR=sienna][I][B]Probably not, the one my M-I-L doesn't.[/B][/I][/COLOR] [/QUOTE]

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