Provident Funding Home loan ($1500 off)

[Legitimyze]

I was looking on the upsers website and under the discounts we recieve I saw this:

Provident Funding

$1500 off new home loan
Through the Provident Funding Mortgage Benefit ProgramTM, UPS employees may receive an exclusive discount of $1,500* or more to the price of new home loan, refinance or purchase! Call 1-888-547-4050, and reference discount code ***********. The Mortgage Benefit Program™ offers: • A new home loan in under 23 days • Savings of $1,500* or more • We won’t sell your mortgage


And I am actually in the process of looking at homes to buy. I was wondering if anyone has dealt with them and if they are a good choice for a home loan.

 

[UpstateNYUPSer(Ret)]

You can find better deals than that online.

 

[Jackburton]

1500 off what? Closing costs vary widely between lenders. I highly suggest you go with a mortgage broker who will shop for you. They bring you offers and you can decide between banks, let them fight over your loan.

 

[box_beeyotch]

Look for a short sale, takes a little longer to go to settlement but you can save a lot.

 

[barnyard]

I would imagine if you compare costs with a local bank, it is going to still be more expensive. Even with the 'discount'.

 

[fres431]

Don't by Fannie Mae

 

[UpstateNYUPSer(Ret)]

Check with your union local to see if they provide free legal representation for your closing.

 

[UPSGUY72]

You can find better deals than that online.

or at your local credit union or bank.

 

[UPSGUY72]

I was looking on the upsers website and under the discounts we recieve I saw this:

Provident Funding

$1500 off new home loan
Through the Provident Funding Mortgage Benefit ProgramTM, UPS employees may receive an exclusive discount of $1,500* or more to the price of new home loan, refinance or purchase! Call 1-888-547-4050, and reference discount code ***********. The Mortgage Benefit Program™ offers: • A new home loan in under 23 days • Savings of $1,500* or more • We won’t sell your mortgage


And I am actually in the process of looking at homes to buy. I was wondering if anyone has dealt with them and if they are a good choice for a home loan.

Are you a Veteran if so get a VA loan. You'll get better rates and it will be a lot easier to get approved if your close to your Debt to income mortgage number of 42%. Also you won't have to pay PMI and don't need to have down payment you can finance the whole amount.

 

[Wally]

Move in with Mom and Dad or in laws. Save and dump cash down big time.

 

[UpstateNYUPSer(Ret)]

Are you a Veteran if so get a VA loan. You'll get better rates and it will be a lot easier to get approved if your close to your Debt to income mortgage number of 42%. Also you won't have to pay PMI and don't need to have down payment you can finance the whole amount.

I have a VA loan and I financed the purchase price and 3% origination fee.

 

[UPSGUY72]

I have a VA loan and I financed the purchase price and 3% origination fee.

I'm getting one once the soon to be ex buys the house from me.