allright before i start i'll go ahead and mention i know we dont start acculating until the age of 21. -1st ive heard we can leave earliest at 10 yrs 21-31 yrs of age with penalties. Is this true? -But i've seen in the NMA that we can walk with 5 vested. Which one is it? -Finally if i leave with 8 yrs p/t and 17 yrs f/t. Thats 8 at 60.00 a month and 17 at 100.00 a month for a total of $2180.00. But i will be 46 at that time so is there still penalty? If so i can bypass this by putting in 30 and being 51 right?