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Message: <blockquote data-quote="Been In Brown Too Long" data-source="post: 6024778" data-attributes="member: 32249"><p>One of the pension payout options available when I retired in 2018 was an increased pension benefit until 62 at which point there was a "benefit adjustment." A.k.a. less money. Another was identical, but at age 65. Neither of those had a $1000 reduction in my case. They were all around $300. I just checked my retirement worksheet and there were 18 different options available to choose from. I remember really laboring over that decision for quite some time. You're virtually choosing when you're taking Social Security in advance if you're choosing one of those options if you're needing that difference. But I wasn't Central States, I was in the Western Conference, so I don't know if yours would be the same.</p></blockquote><p></p>