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Retirement takes some financial planning
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<blockquote data-quote="Ancient Alien" data-source="post: 3344227" data-attributes="member: 70963"><p>Yes sir! Have the Teamster/UPS 401k plan. I went across the grain and invested on my own. Teamsters & UPS allow you to do that as long as you keep $5,000 in funds. I studied hard. Bought my own. I bought Amazon, Price Line, NetFlix & mostly UPS shipments I saw grow. Dental places & Precision machinery stuff... I used my years at UPS to see growth. Even Facebook & Alibaba.... but I kept gambling. Selling at small gains(compared to today's prices) and I should of NEVER, ever played on my own. Yet, God hates a coward and I tried the best I could.</p><p></p><p>So keep investing with their fund managers. Don't make the mistakes I made.</p><p></p><p>Another caveat of retiring is no more union dues and even though Georgia sent me a request after retirement to keep donating to United Way. I decided to donate in different charities on my own. Just one of them is Amazon Smile. I buy every order off Amazon using my Smile account. It's only 50-cents for every $100 spent. Yet, it's one of many I contribute a little too. Good for the soul to contribute time & money to legitimate charities. My Amazon Smile account goes to Children's Hospitals.</p><p></p><p>I try, but my family comes first. I might be a whisker away from government assistance, but I'll sell movie tickets for $9 an hour before I ask for help. The wife & I are doing ok. We got a modest house, 3-rigs etc... I sit back and realize just what an average IQ high school grad should have that worked hard over 4-decades and I figure I got about what I should have without no help. I am lower middle class now and seems to be a square deal.</p></blockquote><p></p>
[QUOTE="Ancient Alien, post: 3344227, member: 70963"] Yes sir! Have the Teamster/UPS 401k plan. I went across the grain and invested on my own. Teamsters & UPS allow you to do that as long as you keep $5,000 in funds. I studied hard. Bought my own. I bought Amazon, Price Line, NetFlix & mostly UPS shipments I saw grow. Dental places & Precision machinery stuff... I used my years at UPS to see growth. Even Facebook & Alibaba.... but I kept gambling. Selling at small gains(compared to today's prices) and I should of NEVER, ever played on my own. Yet, God hates a coward and I tried the best I could. So keep investing with their fund managers. Don't make the mistakes I made. Another caveat of retiring is no more union dues and even though Georgia sent me a request after retirement to keep donating to United Way. I decided to donate in different charities on my own. Just one of them is Amazon Smile. I buy every order off Amazon using my Smile account. It's only 50-cents for every $100 spent. Yet, it's one of many I contribute a little too. Good for the soul to contribute time & money to legitimate charities. My Amazon Smile account goes to Children's Hospitals. I try, but my family comes first. I might be a whisker away from government assistance, but I'll sell movie tickets for $9 an hour before I ask for help. The wife & I are doing ok. We got a modest house, 3-rigs etc... I sit back and realize just what an average IQ high school grad should have that worked hard over 4-decades and I figure I got about what I should have without no help. I am lower middle class now and seems to be a square deal. [/QUOTE]
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