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<blockquote data-quote="falcon back" data-source="post: 4569337" data-attributes="member: 81520"><p>I looked at open market plans. The premiums were several hundred $ cheaper than the $2250 but all I found had crazy high deductibles. Some were 8k per person. The Cobra sounds high but compared to what I found on the open market, it's pretty reasonable. It all sucks and is the main stumbling block for most considering retirement. People can defend the Affordable Care all they want but my self employed friends who buy their own insurance confirm that until it was passed, open market insurance was high, but nothing compared to what it cost after the law was passed.</p><p></p><p>On a side note. If at all possible, you might consider delay drawing your Traditional and Portable money for as long as you can. For every year you delay drawing your Traditional, your payment will go up 10% and your Portable will continue to get 4% return. You just have to have other means to live on while waiting to start drawing your pensions. Once you start drawing 1 pension, you must start drawing both.</p></blockquote><p></p>
[QUOTE="falcon back, post: 4569337, member: 81520"] I looked at open market plans. The premiums were several hundred $ cheaper than the $2250 but all I found had crazy high deductibles. Some were 8k per person. The Cobra sounds high but compared to what I found on the open market, it's pretty reasonable. It all sucks and is the main stumbling block for most considering retirement. People can defend the Affordable Care all they want but my self employed friends who buy their own insurance confirm that until it was passed, open market insurance was high, but nothing compared to what it cost after the law was passed. On a side note. If at all possible, you might consider delay drawing your Traditional and Portable money for as long as you can. For every year you delay drawing your Traditional, your payment will go up 10% and your Portable will continue to get 4% return. You just have to have other means to live on while waiting to start drawing your pensions. Once you start drawing 1 pension, you must start drawing both. [/QUOTE]
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