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<blockquote data-quote="vantexan" data-source="post: 4569786" data-attributes="member: 24302"><p>Not true on the traditional. The max you can get is at age 60. The earliest you can take it is at 55. Each year you take it earlier than 60 reduces it 3%. If you retire at 60 and choose to delay until 61, which I don't think is possible, you lose a year's worth of payments. The only legitimate reason for delaying past 60 is if you're still working. But if you were going to get $25k at 60 that's what you'll get at 67 if you work until full SS retirement age.</p></blockquote><p></p>
[QUOTE="vantexan, post: 4569786, member: 24302"] Not true on the traditional. The max you can get is at age 60. The earliest you can take it is at 55. Each year you take it earlier than 60 reduces it 3%. If you retire at 60 and choose to delay until 61, which I don't think is possible, you lose a year's worth of payments. The only legitimate reason for delaying past 60 is if you're still working. But if you were going to get $25k at 60 that's what you'll get at 67 if you work until full SS retirement age. [/QUOTE]
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