I am looking into retiring in Jan 2021 with 35 years under 65. I know if I work jan 1 I get all vacation time paid out, but what about option week ?? I know you would be entitled to it, but if you retired jan 1 its not banked in payroll yet and I figured you would have to get paid out for it before you actually retired.. Does anyone who retired 1st week of January have any advice on this. I really don't want to stay til the end of January to get paid out 1 week.