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Brown Cafe UPS Forum
UPS Retirement Topics
Roth or normal 401K
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<blockquote data-quote="Brownslave688" data-source="post: 1194218" data-attributes="member: 34439"><p>Yeah at 39 I would bet u have 20 years left. That may not be your plan but averages say you'll work to almost 60. Our last retiree was 67 I think. I'm not trying to put u down but with 50 hours a week your looking at close to 95k a year. You should be able to put in 10-15% pretty easy. There are things that can make that hard. Single parent, high cost of living city, many kids, alimony. Your behind but u have plenty of time ahead also. Might I suggest start with a percent your comfortable with ex 10%. Then kick it up with every raise. My paychecks have been stuck around $1000 a week for 4-5 years because all my raises go to retirement.</p></blockquote><p></p>
[QUOTE="Brownslave688, post: 1194218, member: 34439"] Yeah at 39 I would bet u have 20 years left. That may not be your plan but averages say you'll work to almost 60. Our last retiree was 67 I think. I'm not trying to put u down but with 50 hours a week your looking at close to 95k a year. You should be able to put in 10-15% pretty easy. There are things that can make that hard. Single parent, high cost of living city, many kids, alimony. Your behind but u have plenty of time ahead also. Might I suggest start with a percent your comfortable with ex 10%. Then kick it up with every raise. My paychecks have been stuck around $1000 a week for 4-5 years because all my raises go to retirement. [/QUOTE]
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