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Should I invest in stock?
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<blockquote data-quote="Benben" data-source="post: 840557" data-attributes="member: 25133"><p>It just amazes me at how much the anger of some posters clouds their thinking....How do some of you live like that?!?!</p><p> </p><p>Should you invest? What are you doing right now to plan on your future?? What savings do you have in place now? Or are you "planning" to get round to it later in life?</p><p> </p><p>The DESPP in a nut shell:</p><p> </p><p>1. Fire and forget: log into upers.com and decide how much per paycheck and its all done for you without you having to do anything else!</p><p>2. 5% discount <span style="color: red">(I WANT THE 10% BACK!!!!!!) </span><span style="color: black">plus quarterly dividends which are what...over $2 per share yearly at this point. Try even getting 1/4 of that with a savings account or a CD the last 2 years!!</span></p><p>3. Forces you to save. If you do have an emergency you can still get to that money.</p><p>4. Couple this with the 401K. Go to upsers.com and simply have 5% of pretax income sent to your 401K. You wont miss the 5%!</p><p> </p><p>For you younger workers out there LISTEN TO ME!</p><p> </p><p>SAVING 5% OF YOUR INCOME A YEAR STARTING IN YOUR 20's IS A WHOLE #$%^ING LOT EASIER THAN TRYING TO SAVE 45% OF YOUR INCOME STARTING IN YOUR 40's!.</p><p> </p><p>Be smart, we all work hard for our money. Let your money work hard (read over time) for you. Unless you are planning to eat cat food when your 75 do NOT plan on living off social security alone when you retire. </p><p> </p><p>Personally, I plan on traveling and seeing all these places I have read about. My DESPP, 401K, Pension and SS promises a GREAT retirement! Besides, when I get banished to the dog house for being bad and the wife says, "your sleeping on the couch tonight" my "couch" is gonna be in Vegas</p></blockquote><p></p>
[QUOTE="Benben, post: 840557, member: 25133"] It just amazes me at how much the anger of some posters clouds their thinking....How do some of you live like that?!?! Should you invest? What are you doing right now to plan on your future?? What savings do you have in place now? Or are you "planning" to get round to it later in life? The DESPP in a nut shell: 1. Fire and forget: log into upers.com and decide how much per paycheck and its all done for you without you having to do anything else! 2. 5% discount [COLOR=red](I WANT THE 10% BACK!!!!!!) [/COLOR][COLOR=black]plus quarterly dividends which are what...over $2 per share yearly at this point. Try even getting 1/4 of that with a savings account or a CD the last 2 years!![/COLOR] 3. Forces you to save. If you do have an emergency you can still get to that money. 4. Couple this with the 401K. Go to upsers.com and simply have 5% of pretax income sent to your 401K. You wont miss the 5%! For you younger workers out there LISTEN TO ME! SAVING 5% OF YOUR INCOME A YEAR STARTING IN YOUR 20's IS A WHOLE #$%^ING LOT EASIER THAN TRYING TO SAVE 45% OF YOUR INCOME STARTING IN YOUR 40's!. Be smart, we all work hard for our money. Let your money work hard (read over time) for you. Unless you are planning to eat cat food when your 75 do NOT plan on living off social security alone when you retire. Personally, I plan on traveling and seeing all these places I have read about. My DESPP, 401K, Pension and SS promises a GREAT retirement! Besides, when I get banished to the dog house for being bad and the wife says, "your sleeping on the couch tonight" my "couch" is gonna be in Vegas [/QUOTE]
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