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Brown Cafe UPS Forum
UPS Union Issues
so my spouse is now eligible for insurance at her job
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<blockquote data-quote="BrownMonk" data-source="post: 5105735" data-attributes="member: 66576"><p>I believe the law says that she has to take benefits if they offered at her work place but she can use yours as her secondary coverage. That means that the union insurance would cover most or all of whatever her benefits don't cover. As an example: her benefits pay 50% for a dentist procedure so you would turn in the same claim to your insurance and the other 50% may be paid or 30% if it is covered at 80% in your plan. Most doctor's offices can bill both at the same time to let the 2 companies determine who is paying what. I don't believe she is required to add the kids to her benefits so they (along with her) can stay on your benefits. Don't forget to check with your benefits plan company. There are many plans including Teamcare but some Locals have their own and I believe the west uses Kaiser. When I mention "the law", I'm referring to the affordable care act(ACA ) which people call Obamacare.</p></blockquote><p></p>
[QUOTE="BrownMonk, post: 5105735, member: 66576"] I believe the law says that she has to take benefits if they offered at her work place but she can use yours as her secondary coverage. That means that the union insurance would cover most or all of whatever her benefits don't cover. As an example: her benefits pay 50% for a dentist procedure so you would turn in the same claim to your insurance and the other 50% may be paid or 30% if it is covered at 80% in your plan. Most doctor's offices can bill both at the same time to let the 2 companies determine who is paying what. I don't believe she is required to add the kids to her benefits so they (along with her) can stay on your benefits. Don't forget to check with your benefits plan company. There are many plans including Teamcare but some Locals have their own and I believe the west uses Kaiser. When I mention "the law", I'm referring to the affordable care act(ACA ) which people call Obamacare. [/QUOTE]
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so my spouse is now eligible for insurance at her job
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