I am 21, a part time sup, working for UPS. I am eligible to stay under my parents health care until I am 26(my mother is a nurse). Why would I enroll in a healthcare benefits program which deducts from my paycheck when I can just stay under my parents? I am confused, and for the life of me can't figure out what gets taken out from each pay check. If what I am looking at is correct, then the plan "premium" for the flexible benefits(not the traditional) is $36. This is what gets deducted from each paycheck?? I have been trying to figure this out for too long, and the only time I have is the weekends when the phone help lines are closed... Any help or insight would greatly be appreciated. Thanks!