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UPS Retirement Topics
Teamcare Retiree Insurance Doesn't Pay If Spouse is Disabled
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<blockquote data-quote="scratch" data-source="post: 5509853" data-attributes="member: 1674"><p>I'm finding myself currently in a big mess. I went driving in 1984 a few months after I got married. My wife was diagnosed with an eye disease in 1999 called Retinitis Pigmentosa and got declared disabled in 2001. She automatically became eligible for Medicare Plan A, which is only for hospitalization. She got the card in the mail and called Teamcare to ask for her options. My wife was told that she had to choose between one or the other, so she picked Teamcare since she wouldn't have to buy a supplemental. My wife was also told she could stay on it until age 65.</p><p></p><p>I retired in October 2020 at the age of 62, my wife was 60. My pension plan started being billed $400 a month for insurance and we thought everything was fine. Last October, my wife gets a call from her doctor saying her health insurance has been canceled. She had an appointment the next day. A couple of days later we got a letter in the mail from Teamcare stating that she wasn't allowed on Teamcare Retiree Health insurance since she could take Medicare. The letter mentioned they could try to go back to 2001 and recover all medical costs. We filed an appeal which was turned down. I got a letter in the mail today saying they want us to pay over $44,000 in past medical bills. Our position is that we paid health insurance premiums and shouldn't have to pay this back. Teamcare screwed up and didn't catch their mistake and they are trying to blame it on me for not reading the Teamcare Retiree book. Has anybody else had a similar problem and what did you do?</p></blockquote><p></p>
[QUOTE="scratch, post: 5509853, member: 1674"] I'm finding myself currently in a big mess. I went driving in 1984 a few months after I got married. My wife was diagnosed with an eye disease in 1999 called Retinitis Pigmentosa and got declared disabled in 2001. She automatically became eligible for Medicare Plan A, which is only for hospitalization. She got the card in the mail and called Teamcare to ask for her options. My wife was told that she had to choose between one or the other, so she picked Teamcare since she wouldn't have to buy a supplemental. My wife was also told she could stay on it until age 65. I retired in October 2020 at the age of 62, my wife was 60. My pension plan started being billed $400 a month for insurance and we thought everything was fine. Last October, my wife gets a call from her doctor saying her health insurance has been canceled. She had an appointment the next day. A couple of days later we got a letter in the mail from Teamcare stating that she wasn't allowed on Teamcare Retiree Health insurance since she could take Medicare. The letter mentioned they could try to go back to 2001 and recover all medical costs. We filed an appeal which was turned down. I got a letter in the mail today saying they want us to pay over $44,000 in past medical bills. Our position is that we paid health insurance premiums and shouldn't have to pay this back. Teamcare screwed up and didn't catch their mistake and they are trying to blame it on me for not reading the Teamcare Retiree book. Has anybody else had a similar problem and what did you do? [/QUOTE]
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