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Brown Cafe UPS Forum
UPS Retirement Topics
Teamcare Retiree Insurance Doesn't Pay If Spouse is Disabled
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<blockquote data-quote="DELACROIX" data-source="post: 5511076" data-attributes="member: 49065"><p>Hate to see you and your wife go through this. </p><p></p><p>Your wife apparently qualified for Medicare A when you were still active, when you retire you are under a different set of rules. Medicare B pays for office visits and doctors, A only pays for hospital stays In simple terms. You pay for B coverage, it comes out of your Social Security check. I worked past age 65, but I had to apply.</p><p>We used Team Care as primary and Medicare as secondary. My wife had to go on Medicare A and B when she went through a major medical procedure. </p><p></p><p>It is so so easy to make mistakes .. just read the SPD’s and the latest Social Security pamphlet.. Greek to me, fortunately my wife is a nurse and meticulous, but even she can’t figure out these health plans. </p><p></p><p>They probably will make a deal with Medicare and settle for a smaller portion of what Team Care wants.. it is ridiculous how they barter over charges.. the hospitals bill for thousands and the settle for hundreds, meanwhile we are having nervous breakdowns when the bills come in, it just takes one clerical error in billing to make your day.</p><p></p><p><img src="/community/styles/default/xenforo/smilies/2012/panicsmiley.gif" class="smilie" loading="lazy" alt=":panicsmiley:" title="Panicsmiley :panicsmiley:" data-shortname=":panicsmiley:" /></p></blockquote><p></p>
[QUOTE="DELACROIX, post: 5511076, member: 49065"] Hate to see you and your wife go through this. Your wife apparently qualified for Medicare A when you were still active, when you retire you are under a different set of rules. Medicare B pays for office visits and doctors, A only pays for hospital stays In simple terms. You pay for B coverage, it comes out of your Social Security check. I worked past age 65, but I had to apply. We used Team Care as primary and Medicare as secondary. My wife had to go on Medicare A and B when she went through a major medical procedure. It is so so easy to make mistakes .. just read the SPD’s and the latest Social Security pamphlet.. Greek to me, fortunately my wife is a nurse and meticulous, but even she can’t figure out these health plans. They probably will make a deal with Medicare and settle for a smaller portion of what Team Care wants.. it is ridiculous how they barter over charges.. the hospitals bill for thousands and the settle for hundreds, meanwhile we are having nervous breakdowns when the bills come in, it just takes one clerical error in billing to make your day. :panicsmiley: [/QUOTE]
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Teamcare Retiree Insurance Doesn't Pay If Spouse is Disabled
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